Let me introduce our loan guru, Amitoj Sethi. He has done his Masters in Marketing from JBIMS and has worked with Citibank for more than nine years in the areas of Operations, Credit, Sales and Marketing. Sethi has been addressing customer queries on loans and credit cards for almost a year. He has pioneered the first ever debt consolidation consultancy service in the country.

How can our loan guru help you? You just need to log your query on our site. Give us all your debt details like the number of loans you have and the total outstanding on your credit cards. We would require all the information on your loan like the loan amount, tenure, EMI and number of EMI’s paid. Based on the information given by you, our loan guru will first see how much top-up loan is possible on the current running loans you have. As it is better to avail of a top-up loan since the interest rate would normally be the same, it would be easier to generate more funds this way. With the top-up loan amount, it would be recommended to clear off your card dues first as they are normally at 36 per cent pa. Later, if there are more funds available, you can close your loan with the highest interest rate.

To help you understand how this consolidation plan works, we have posted some queries where our loan guru has helped out people who were in debts. Have a look at these queries as you could be in the same situation.

So, if you have any debt related query just simply log on to our site and our loan guru will be happier to help you out. This service is absolutely free.