Cheque-bounce cases relating to financial-institutions account for more than 80 per cent of total cases, these may be separated from normal cheque-bounce cases. Complete system is clogged mainly because of cheque-bouncing relating to EMI-instalments.
WITH MULTI-CITY cheques now common with internet banking in almost all the banks, it is return to an old age when Delhi High Court ordered cheque-bounce cases relating to non-Delhi areas to be tried in states where the defaulter belonged. Instead, since cheque-bounce cases relating to financial-institutions account for more than 80 per cent of total such cases, these may be separated from normal cheque-bounce cases.
Complete system is clogged mainly because of cheque-bouncing relating to EMI-instalments. It is not proper that courts may serve as recovery-agents for these financial institutions where cheque-bouncing is normal part of their business. Such cases should be tried in separate courts levying adequate court-fees to ease out pressure on normal functioning of courts. For rest of cheque-bounce cases, any Delhi-based complainant should have a right to file complaint under section 138 of Negotiable Instrument Act in Delhi also.