Called as Rolling Deposit Scheme (RDS), Indian Railways has taken a rare initiative through which users can deposit money in advance with them so that they easily book rail tickets in future. Other service providers should also introduce this system so that users and consumers can get an alternative to using credit and debit cards again and again.
IT IS good to hear that Indian Railways is coming up with a new plan whereby users can deposit money in advance with the IRCTC (Indian Railway Catering and Tourism Corporation) which can be used in the future for buying of tickets online, providing hassle-free alternative to making payments through Bank credit and debit cards.
Many a time it is seen that people face hassles when they log onto the website to buy e-tickets and the computer screen showing ‘timed-out session’. This happens mostly at the time of making payments. Now if the cash is already deposited with the Railways, passengers can find it easy to just log in to book the tickets and finally clicking on the payment option where sufficient money is already sitting with the Railways on each user’s deposit account.
This would mean all the clicking done online for booking of e tickets can be an easy offer. Another big advantage is both debit card and credit card details need not be given while booking the tickets and therefore the safety and security of these cards remains intact.
The above plan offers many new opportunities for other business service providers as well as a best and suitable alternative to giving both credit card and debit card details over the Internet while making payments for any purchase done or services solicited. Regular users of credit card and debit cards through single or limited service providers online should also get the option of paying advance cash to these service providers, which could be used for subsequent or future purchases by different customers.
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